Twin Cities Hail Repair Contractor | Expert Inspection and Restoration

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Will Hoffman Weber be present when the insurance adjuster assesses the damage?

We do our best to be present and answer questions during the insurance adjuster’s inspection, but there are times when our schedules do not align.

Will Hoffman Weber negotiate with my insurance carrier on my behalf?

Actually, it is against the law in most states for a contractor to negotiate with an insurance company on behalf of a policyholder. However, we will make sure that all necessary repairs are considered.

If I have storm damage to my roof, siding, windows and gutters and deck, will it be readily apparent?

Hoffman Weber’s storm specialists are trained to identify surface damage from severe weather that may not be apparent initially but will continue to deteriorate over time. These telltale signs of storm damage may not be visible from the ground. Homeowners expose themselves to unnecessary risks when they climb onto their roofs and attempt to photograph storm damage.

How should I determine if my property has damage after severe weather?

Contact Hoffman Weber for a free inspection.

Should I have Hoffman Weber inspect my home for damage before, after, or during the insurance adjuster’s inspection? Why?

If possible, Hoffman Weber should inspect for storm damage before the insurance inspector so you can share the findings and nothing is missed in his or her settlement offer.

How will Hoffman Weber identify and document storm damage to support my insurance claim?

Hoffman Weber will mark and photograph the damage and itemize materials and work needed to restore your home.

If I allow Hoffman Weber to inspect my property and give me a bid am I legally obliged to use Hoffman Weber for the repairs?

We will ask you to sign an agreement that commits you to use Hoffman Weber if we reach an agreement with the insurance company on scope and price.

What is a supplement?

Supplemental is a settlement for additional work that is identified as required after the initial settlement agreement.

Will my insurance company pay me or my contractor? Will I get all the money upfront or in stages?

The insurance company will pay you directly and in stages and you will be responsible for paying Hoffman Weber the deductible and balance.

What does an insurance adjuster consider when pricing the payout for a claim? Does the age or condition of my surfaces affect the payout?

That depends. If you have full replacement value insurance the age of your materials will not matter. Your policy will cover labor and comparable new materials. Without it, the adjuster will depreciate the value based on the age and condition of the materials.

Will Hoffman Weber negotiate with the insurance company on my behalf?

A contractor cannot negotiate with an insurance company on the policyholder’s behalf. However, Hoffman Weber will document all of the work that is required to restore the damage to ensure you receive the best possible settlement.

Another contractor said he would reimburse me for my deductible so the work costs me nothing. Will Hoffman Weber?

It is illegal for a contractor to reimburse a homeowner to offset the deductible on an insurance claim.

If only part of my roof or siding is damaged will insurance pay to replace the entire area so it matches?

Most insurance policies stipulate that materials should reasonably match. If the existing product is no longer available or it is too worn to match new materials, you should push for total replacement.

What happens if additional damage is discovered after an insurance settlement is reached? What if materials cost more than expected?

Insurance companies understand that some conditions cannot be assessed until demolition. If additional damage is discovered, you can submit a claim for supplemental repairs.

Serving Western Wisconsin and Greater Twin Cities

Hoffman Weber is headquartered in Minneapolis, Minnesota. Our Twin Cities team serves about a 60 mile radius including Andover, Anoka, Apple Valley, Arcola, Arden Hills, Blaine, Bloomington, Brooklyn Park, Brooklyn Center, Burnsville, Cambridge, Chaska, Champlin, Chanhassen, Columbus Heights, Cottage Grove, Coon Rapids, Eagan, Eden Prairie, Edina, Elk River, Fridley, Farmington, Forest Lake, Golden Valley, Ham Lake, Hopkins, Hugo, Inver Grove Heights, Lino Lakes, Maple Grove, Maplewood, Marine on St Croix, Mendota Heights, Minnetonka, New Brighton, North Oaks, Osseo, Pine City, Plymouth, Prior Lake, Rock Creek, Rosemount, Roseville, Rush City, Savage, Shakopee, St Louis Park, St Paul, Shoreview, Stillwater, Vadnais Heights, Wayzata, White Bear Lake, and Woodbury.

We also service parts of western Wisconsin including Barron, Birchwood, Hayward, Rice Lake, Taylor Falls, Turtle Lake. Give us a call to see if we're in your community, too.

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